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Letters to the Editor: Oct. 2, 2008

The same old sales pitch

The $700 billion bailout strikes me as a rip-off on the American taxpayer. We are told that we must act immediately, but the people who are telling us that are the same people who stand to benefit the most from unthinking acceptance. This reminds me of the old marketing scams, where the sucker is told to "act now, because this offer expires shortly."

If we do bail out these greedy institutions, we should insist that:

1. The U.S. Treasury gets title to all loans purchased with taxpayer money, and that all future loan payments go to the Treasury and not to the financial institution that made the bad loan.

2. The Treasury shall set a reasonable (say 6 percent) interest rate and reasonable payment schedule (say 30 years) on all home mortgages held by the Treasury.

3. No annual executive compensation to any company receiving taxpayer relief shall exceed the annual compensation paid to the president of the United States.

4. Any taxpayer-financed aid shall be considered a loan, and no executive bonuses or stock dividends shall be paid until that loan is paid in full with interest.

5. The same financial regulations that were in effect under President Eisenhower shall be re-enacted by Congress and signed by the president.

I'm sure that the manipulators on Wall Street and their highly paid lobbyists will find some way to con the American people even if these proposals were to be put into place. In any case, it's a start.

Patrick J. Tyson

Redding

You have to love America

Where else but in America can irresponsible citizens buy homes that they cannot afford and, when the value goes up, borrow additional money on that home to buy those necessities of life, such as boats, RVs, luxury cars and vacations?

Then, when the bubble bursts, be bailed out along with the irresponsible mortgage companies, financial service companies and government that promoted the system in the first place?

The beauty of this scenario is that the people who pay are those who have not participated in this scam. You have to love this country. No wonder we are such a magnet for illegal immigrants.

Dave Bock

Redding

We all share the blame

In "Creative financing is simply fraud" (letter, Sept. 21), Jim Wright points out that appraisers, brokers and lenders were swept up in the market's march to its high. There's plenty of blame to go around. First, we can thank investors who made "boat loads" of money in the stock market in the late '90s. As stock market returns dried up, money moved to real estate, property and mortgages. In addition, the Federal Reserve, to offset the effects of the dot-com bust and Sept. 11, loaned money to banks at very low rates.

A large supply of cheap money, and a stock market moving sideways, led to the real estate boom. All market participants contributed to the mania. What was the alternative? Less construction, lending, commission, fees collected. Basically, less of everything. Nobody wanted to hit the brakes.

Buyers and homeowners benefited greatly from the easy money. Previously unqualified buyers purchased houses. Yes, foreclosures are on the rise, but homeownership is the highest ever. Homeowners attracted by low rates tapped into the equity created by the increased home values. They used the cash for home improvements, vacations, big screen TVs, and college tuition.

Beneficiaries should have known that 20 percent annual appreciation in home valuations could not continue, and that markets go both up and down. Markets are imperfect. So are people. Whether we are professionals or just regular "Joes," we rode the wave and hoped it would never end. It always does. For years, TV and the Internet added an unjustified comfort level until it was too late.

Buyers and borrowers are not typically mentioned in the debates on this topic. Who signed the papers? Are we so ignorant and easily led down the wrong path by greedy professionals and bureaucrats?

Who is to blame? All of us!

Tony Giovaniello

Redding

Why to vote Democratic

The selfish rich, organized into the self-proclaimed Republican Party, use their money for propaganda that tricks about half the voting population into supporting an agenda that reduces the quality of life for the vast majority of Americans.

Theodore Roosevelt resigned from the Republican Party in 1911 because it had become "the party of robber barons," and it has gotten worse over the last 100 years. Its only purpose now is to secure and promote wealthy connections, which it hides behind phony principles and mythical ideals. Here are five examples:

1. The Republican Party is not really for limited government, but rather for big business (not small business), Big Brother and corporate government. The federal government expanded more under Reagan than any president until George W. Bush. The Democratic answer is strong government that serves the common good, rather than one that serves Wall Street.

2. The Republican Party is not for lower taxes, but for shifting the tax burden from the rich to poor and working people. Democratic tax policy is a progressive tax — the more you benefit from society, the more you give back to society.

3. The Republican Party is not really about personal responsibility, but about asocial individualism, selfishness and greed. The Democratic solution is mutual responsibility.

4. The Republican Party is not for family values, but for rich family values and repressive morality. Democratic family values are affordable housing and health care, free higher education, good paying jobs and a strong public safety net.

5. The Republican Party is not for strong defense, but for empire building, or world domination/exploitation through the use of the U.S. military. Democratic foreign policy favors international cooperation, compassion and peace.

On Nov. 4, I will be voting Democratic, not because I'm a big fan of Barack Obama, but because this is the only way to fix the immediate crisis of Republican Party politics. John McCain is not a different kind of Republican, and his voting record proves it. He supports the basic Republican Party agenda of deregulation, privatization and globalization (that caused the current financial meltdown).

Glenn Parton

Redding

Palin's experience is par

How much foreign policy experience does Sarah Palin have? About as much as Gov. Bill Clinton or Gov. Ronald Reagan did.

To her credit, at least she didn't say that when the Great Depression struck, FDR got on television to reassure the American public. Probably because FDR was governor of New York at the time, and television wasn't invented yet.

Frank Upshaw

Red Bluff

Where's that ‘free market'?

Ronald Reagan, the messiah of the Republican Party, famously stated that the nine most terrifying words in the English language were "I'm from the government and I'm here to help." For the past eight years, our government has been entrusted to the Republicans whose core belief is that the government should be shrunk to the size where it can be drowned in a bathtub. In other words, our government has been in the very hands of people who believe the federal government shouldn't exist.

Fast-forward to today and we see these same "free market" Republican gurus who made billions of dollars in the past decade standing before Congress asking the government for help. What a flip-flop. This isn't free-market ideology; this bailout is socialism for Wall Street. They get to keep the winnings and pass the losses off on us.

Don't give them a dime. Let them drown in their own mess.

Lee Warner

Redding

Comments

Posted by GW on October 2, 2008 at 5:39 a.m.

" we see these same "free market" Republican gurus who made billions of dollars in the past decade standing before Congress asking the government for help. . ."

Write, phone and e mail your progressive heros who run the senate and demand them not bail out wall street. Here is a list of your "progressive" heros who agreed to sell out main street:

Akaka (D-HI), Yea
Alexander (R-TN), Yea
Allard (R-CO), Nay
Barrasso (R-WY), Nay
Baucus (D-MT), Yea
Bayh (D-IN), Yea
Bennett (R-UT), Yea
Biden (D-DE), Yea
Bingaman (D-NM), Yea
Bond (R-MO), Yea
Boxer (D-CA), Yea
Brown (D-OH), Yea
Brownback (R-KS), Nay
Bunning (R-KY), Nay
Burr (R-NC), Yea
Byrd (D-WV), Yea
Cantwell (D-WA), Nay
Cardin (D-MD), Yea
Carper (D-DE), Yea
Casey (D-PA), Yea
Chambliss (R-GA), Yea
Clinton (D-NY), Yea
Coburn (R-OK), Yea
Cochran (R-MS), Nay
Coleman (R-MN), Yea
Collins (R-ME), Yea
Conrad (D-ND), Yea
Corker (R-TN), Yea
Cornyn (R-TX), Yea
Craig (R-ID), Yea
Crapo (R-ID), Nay
DeMint (R-SC), Nay
Dodd (D-CT), Yea
Dole (R-NC), Nay
Domenici (R-NM), Yea
Dorgan (D-ND), Nay
Durbin (D-IL), Yea
Ensign (R-NV), Yea
Enzi (R-WY), Nay
Feingold (D-WI), Nay
Feinstein (D-CA), Yea
Graham (R-SC), Yea
Grassley (R-IA), Yea
Gregg (R-NH), Yea
Hagel (R-NE), Yea
Harkin (D-IA), Yea
Hatch (R-UT), Yea
Hutchison (R-TX), Yea
Inhofe (R-OK), Nay
Inouye (D-HI), Yea
Isakson (R-GA), Yea
Johnson (D-SD), Nay
Kennedy (D-MA), Not Voting
Kerry (D-MA), Yea
Klobuchar (D-MN), Yea
Kohl (D-WI), Yea
Kyl (R-AZ), Yea
Landrieu (D-LA), Nay
Lautenberg (D-NJ), Yea
Leahy (D-VT), Yea
Levin (D-MI), Yea
Lieberman (ID-CT), Yea
Lincoln (D-AR), Yea
Lugar (R-IN), Yea
Martinez (R-FL), Yea
McCain (R-AZ), Yea
McCaskill (D-MO), Yea
McConnell (R-KY), Yea
Menendez (D-NJ), Yea
Mikulski (D-MD), Yea
Murkowski (R-AK), Yea
Murray (D-WA), Yea
Nelson (D-FL), Nay
Nelson (D-NE), Yea
Obama (D-IL), Yea
Pryor (D-AR), Yea
Reed (D-RI), Yea
Reid (D-NV), Yea
Roberts (R-KS), Nay
Rockefeller (D-WV), Yea
Salazar (D-CO), Yea
Sanders (I-VT), Nay
Schumer (D-NY), Yea
Sessions (R-AL), Nay
Shelby (R-AL), Nay
Smith (R-OR), Yea
Snowe (R-ME), Yea
Specter (R-PA), Yea
Stabenow (D-MI), Nay
Stevens (R-AK), Yea
Sununu (R-NH), Yea
Tester (D-MT), Nay
Thune (R-SD), Yea
Vitter (R-LA), Nay
Voinovich (R-OH), Yea
Warner (R-VA), Yea
Webb (D-VA), Yea
Whitehouse (D-RI), Yea
Wicker (R-MS), Nay
Wyden (D-OR), Nay


Posted by GW on October 2, 2008 at 5:43 a.m.

"Democratic tax policy is a progressive tax — the more you benefit from society, the more you give back to society. . ."

Uhhhhhhhhhhhhhhhh, duhhhhhhhhhhhhhhhhhhhhhhhhh then why did harry reid's senate just sell out main street and give billions to wall street?????????????????????????

Why did obama, Biden, Clinton, Reid, Feinstein, Boxer, etal just vote to take billions from american working folk and give it to the rich on wall street???????????????????????????????


Posted by GW on October 2, 2008 at 5:48 a.m.

"The Democratic solution is mutual responsibility. . ."

Does mutual responsibility mean that the hard working folks who pay their loans and live a debt free lifestyle have to bail out those who buy houses they cannot afford and the banks who creatively financed their lifestyle???????????????????????????????????


Posted by GW on October 2, 2008 at 6 a.m.

"The Democratic answer is strong government that serves the common good, rather than one that serves Wall Street. . ."

You must have wrote this before your democratic heros agreed to give wall street hundreds of billions. Ohhhhhhhhhhhhhh welllllllllllllllllllllll--I am sure by the end of the day you will receive your updated talking points.


Posted by mwoods66 on October 2, 2008 at 7:03 a.m.

There are too many un-educated Americans out there that do not know about Adjustable (Variable)Rate Mortgages. It's a shame that WE have to pay for the mistakes of these lenders, pushed by the Gov't; the bail out is its proof! This has been coming for years and nothing was done about it. If its not brought up in these up coming debates, or simply pushed under the carpet, it's the fault of all government partys


Posted by 420 on October 2, 2008 at 7:20 a.m.

Why so angry? I don't hear any complaints about the givaway of social security to undeserving people or the giveaway to the fishing guides who can't fish because they overfished their stocks. How about the drug addicts who get rehabed for free or the homeless vet. that gets a pair of $300 work boots yet hasn't worked in 10 years and won't work for another 10? How about the down payment program for low income homebuyers or HUD or WIC (food program)? how about the unneeded Gov. employees that are overpaid? This taking from the working man and giving to the lessproductive and nonworkers has gone on for a long time, it' just getting bigger. How about Cliton bailing out the Hedge Funds? You would be wise to watch Palin tonite, perhaps she is the future leader who will change things.


Posted by JustBob on October 2, 2008 at 7:27 a.m.

The financial mess we are in is a reminder that our schools are not equiping our students for the realities of life. We need a mandatory course in basic familiy financial management! If the consumer were a responsible consumer, all the mortgage and loan con artists in the world could not bring us down!


Posted by john on October 2, 2008 at 7:28 a.m.

The difference between Biden saying that and Plain, is that Biden made a meaningless mistake. Lot sof politicians make them and following them is pure stupid.
Palin is just plain ignorant.
There is little doubt left aftter the Couric interview that this person isn't prepared to lead.
If you haven't seen any of the clips I suggest yp doprior to voting.

She can't name more than one Supreme Court case.
Can't see Russia from her window,
She less of a clue than McCain on the economy, if that is possible, and near as I can tell reads less than George Bush.
It was clear that left to her own thoughts she can barely form sentences about important issues. Coherency is another matter altogether. She BABBLES .
She makes Dan Quayke look Bleepin' brilliant.
If you think tht puts her on a level with Biden, then I fee sorry for you.

In one case you get someone that is recognized as an expert of foreign policy, and has a lifetime of achievement, on the other you get someone who sounds just like a second rate beauty contest winner.
Oh that's right.


Posted by 420 on October 2, 2008 at 7:32 a.m.

BY the way, now would be a good time to start rebuilding gov. at the local level. It's time to get rid of Little Ken Murray and ArrogantDick Dickerson.Look at the giveaway programs they support like Turtle Bay, Big League Dreams ( talk about taking from the productive and giving to the nonproductive) etc.


Posted by steensthomas on October 2, 2008 at 7:52 a.m.

in response to 420

I agree with your entire statement expect for one point. The WIC program is designed to ensure that children are properly nourished. All the other programs protect adults.... adults who actually have a choice. The children who benefit from WIC don't have the choice that adults do, nor are they afforded the same civil rights.

This post wasn't meant to disagree with you at all, I in fact agree with you nearly completely


Posted by john on October 2, 2008 at 7:53 a.m.

ABC:
"Skepticism about Sarah Palin has soared since she entered the national political stage, with six in 10 Americans now doubting her qualifications for office and fewer than half convinced of her grasp of complex issues."

Anyone who has seen the interviews has no doubt.

It is worth the trip to You tube.
Just google Couric palin you tube.
Be sitting down.


Posted by Another_Acronym on October 2, 2008 at 8:01 a.m.

Interesting commentary from a Republican site.

http://www.gopusa.com/commentary/dsaunders/2008/ds_10021.shtml


Posted by steensthomas on October 2, 2008 at 8:02 a.m.

in response to mwoods66

It seems to me that you are denying the individual responsibility that the consumers had in this entire debacle. Being ignorant doesn't absolve a person from their debts. Greedy lenders wanted to make a quick buck, and greedy consumers wanted more house than they could afford. Anyone who says they were poorly informed as to the exact specifications of their ARM should have read the entire contract that they most likely skimmed through to get to the dotted line. EVERY single loan agreement sets forth the amount to be paid, as well as any increases through time. Too many people bought a house on an ARM expecting to sell it for a huge profit before the payments increased. When they found they couldn't sell their homes, they panicked. Please make sure to spread the blame to everyone who deserves it.


Posted by Buzz_Fledderjohn on October 2, 2008 at 8:06 a.m.

in response to GW

> Why did obama, Biden, Clinton, Reid, Feinstein, Boxer, etal just vote to take billions from american working folk and give it to the rich on wall street???????????????????????????????

You might want to check out McCain's vote, zipperhead.


Posted by 420 on October 2, 2008 at 8:08 a.m.

in response to steensthomas

agreed


Posted by richsteele on October 2, 2008 at 8:08 a.m.

Glenn Parton There are more Millionaires in the Democratic party than there are in the Republican. Documented fact.

Also a documented fact is that the current crisis has been managed and raped by nothing but Democrats. Look at who was CEO's and who was suppose to be monitoring them.

All Democrats.


Posted by xanadu on October 2, 2008 at 8:16 a.m.

Mr Parton:

Get your head out of the sand... or your _____. Your opinions are all out of whack. If you're hoping for rescue from your "chosen one", be patient because there is a huge stinking mess in DC. And no democrat is going to make it better.

Remember, Jimmy Carter won because we wanted "change"... and boy did we get some change!

PS: you might want to check your facts about who is paying the vast majority of the taxes in this country... I doubt it is you.


Posted by richsteele on October 2, 2008 at 8:17 a.m.

Lee Warner check your facts. First you are incorrect about shrinking the government. This last bunch of so called government lost their way and grew the government. A lot of those were voted out 2 years ago and replaced with Democrats who have done nothing but whine and complain.

Also look to the Democrats about who has the millions especially concerning this latest little fiasco. Start with Clinton and Buffet and work your way through to Barney (I did not know there was a prostitution house in my basement)Franks.


Posted by garbagehead on October 2, 2008 at 8:20 a.m.

Lenders are required to give each potential borrower standard information about the effect of rate changes on variable rate mortgage payments.

Failure to read that information, as well as the actual loan documents; that responsibility falls on the borrower.

You can lead a horse to water...


Posted by Treebones on October 2, 2008 at 8:25 a.m.

in response to richsteele

It's also documented that you are always wrong.


Posted by Cato on October 2, 2008 at 8:28 a.m.

-frank upshaw

Great point concerning Governor Palin's more than adequate qualifications.
Your point serves to illuminate the hypocrisy of the liberal media towards Palin (and her conservative worldview).
Clinton, and Reagan both went from being state Governors to the White House.
~~~
I think Palin's greatest asset is that she is a Washington outsider unlike Obama, Biden, and McCain.
~~~
It is horrible to watch the media denigrate her for the very things that make her great.
But, I have seen this story before.
It happened to Ron Paul earlier this year, and it happened to Pat Buchanan back in the 90's.
~~~
The key is to stay true to your convictions no matter what the pundits say.
I remember a story from George Washington's first term in office. The President was sitting at his desk and one of his cabinet members/staff came into his office to "inform" him that some decision he had made might "cost him some votes" in the upcoming election. G. Washington was said to have thundered out of his chair and answered his aide in a decisive manner, "how dare you suggest that I would compromise my principles to gain election votes."


Posted by elchico on October 2, 2008 at 8:29 a.m.

in response to JustBob

Things are changing Bob, just go and review the video of elementary children singing the OBAMA
song! To him it's about indoctrinating our children at a very early age. When I went to school we were singing the Battle Hym of the Republic, and learning to write & read and do arthmatic.


Posted by Buzz_Fledderjohn on October 2, 2008 at 8:30 a.m.

Folks, folks, folks.....

I think there's plenty of blame to go around, to be shared by the Repubs and the Demos alike. Yes, the Repubs have taken the lead, ever since Reagan, on deregulation. And yes, deregulation is largely to blame for this mess. And yes, Repubs are the ones who have run up the nation's huge debt by cutting taxes and increasing spending, thereby bankrupting the treasury.

But, yes, the Clinton Administration largely went along with deregulation in his second term, consolidating what Reagan began. And yes, Demos pushed for lax lending standards so that marginally qualified borrowers could afford to buy homes. And the recent Demo-majority congress hasn't exactly put forward a lot of fix-it bills for Bush to either sign or (more likely) veto.

I don't know if the bailout will work, or if it's better that we take our medicine and let Wall Street collapse.

But I detect a misunderstanding among conservatives. An "us" vs. "them" attitude about Wall Street and the lending institutions.

Understand: When Wall Street collapsed in 1929, most people didn't own stock. The widespread misery that followed happened because the U.S. economy collapsed after Wall Street collapsed. The bailout is supposed to keep that from happening again. It's so that people will still have jobs; it's to keep the economy, which is circling the bowl, from going all the way down in the toilet.

Like I said, maybe after 30+ years of increasingly unregulated greed and blind faith in "free market" pursuits of quarterly profits at the expense of everything else, we deserve what we get.

But the bailout isn't about taking care of the fat cats, with nothing in it for the rest of us. If the economy collapses, it's going to suck out loud.


Posted by randy on October 2, 2008 at 8:32 a.m.

The Palin interviews should be required viewing before voting. How could the McCain team believe she would be able to just BS her way through the election process? Obviously, they determined that their base really does not care how qualified or knowledgable their candidate is and would not take the time to look beyond the false images.


Posted by Buzz_Fledderjohn on October 2, 2008 at 8:33 a.m.

in response to elchico

> ...and learning to write & read and do arthmatic.

Arithmatic? Learning to read and write and do "arithmatic?"

HA HA HA HA HA HA HA HA HA!


Posted by caltest on October 2, 2008 at 8:35 a.m.

in response to Buzz_Fledderjohn

Obama at least explained his position on this measure.
I haven't heard a word from mccain concerning the specifics of this bill.

and by the way the republicans attached a $3.3 billion earmark on this bill for rural schools.

Poor gw the world is colapsing down around him and his self-centered smugness.


Posted by caltest on October 2, 2008 at 8:37 a.m.

sorry buzz, my 8:35 post was intended for gw.


Posted by hawkeye on October 2, 2008 at 8:41 a.m.

Frank Upshaw.

Not ready to lead. Not even ready for prime time:

Asked what other Supreme Court decisions she disagrees with, she replied:

"Well, let's see. There's, of course, in the great history of America rulings there have been rulings, that's never going to be absolute consensus by every American. And there are, those issues, again, like Roe v. Wade where I believe are best held on a state level and addressed there. So you know, going through the history of America, there would be others but ...."

Asked again to name another decision she disagreed with, Palin replied: "Well, I could think of, of any again, that could be best dealt with on a more local level. Maybe I would take issue with. But you know, as mayor, and then as governor and even as a vice president, if I'm so privileged to serve, wouldn't be in a position of changing those things but in supporting the law of the land as it reads today."

While Palin tries to prove tonight that she is not a complete idiot, Biden gets to play prevent defense. Events and an inept McCain have put Obama/Biden in the driver's seat.

If McCain schedules a visit to Pakistan before the election, expect an announcement of Bin Laden's capture. I don't think that would even work at this point.


Posted by Lee on October 2, 2008 at 8:42 a.m.

When I was young, I was a registered Democrat. One evening working in an acute care hospital woke me up to changing parties. A young woman, who was supposed to be 3 months along in her pregnancy, had a D&C Abortion. While in the midst of her surgery it was discovered that she had eaten popcorn during the night. (Eating or drinking within 12 hours of surgery can cause the patent to aspirate and choke to death during surgery, which is why they tell you not to eat anything the night before.) The surgery was stopped and the patent brought back to consciousness immediately. They brought her back to her room and she had to "birth" the dead chopped-up baby there. They found that the baby was actually almost 6 months along (past age for approved abortions.) I saw and had to prepare the remains for pick-up by the mortician. Since then I cannot reconcile with abortion and left the Democratic Party because of their stand on abortion.

I will still vote for who I think is the best man for the position of President, but consider how they stand on abortion as one of the factors. It will not stop me voting for them; it is a stong consideration though.


Posted by rollingstone on October 2, 2008 at 8:46 a.m.

Big League was a waste of money, I would of thought a new Police Station would of had prioity over that. I agree, our local goverment is greedy and is padding their personal pocketbooks.


Posted by ann.galbertson on October 2, 2008 at 8:46 a.m.

By Glenn Beck
CNN

..."I know you're all distracted by the presidential election, but for all the money and time poured into it, the truth is that you're choosing between two roads that will lead you to the same destination. Sure, one may be the Autobahn and the other a two-lane highway, but you'll end up at the same place either way.

Decades of Republicans and Democrats alike have all chipped in to lead you to where you are today. Believing that one person, from either party, can change that by themselves is a big mistake."

Presidents are like captains of a large ship: They can map out a course and shout out orders, but without the trust and hard work of the people who actually move the rudders, their commands mean nothing.

In retrospect, the lack of trust and confidence you now have in your leaders was really the root cause of everything that's happened since. While our founding fathers designed a brilliant system of checks and balances, separation of powers and democratic elections, trust was the one thing they couldn't mandate in the Constitution.

Unfortunately, it's also the foundation upon which everything else is built and once it began to erode, our whole house inevitably began to crumble.

Looking back now, it's pretty obvious that our trust in government declined at about the same rate as our partisanship increased. People became so concerned about getting their party into power at any cost that the truth didn't even seem to matter anymore....

http://www.cnn.com/2008/POLITICS/10/01/beck.future/index.html

I constantly try to put to point the fact that all people need to be represented and that we need better leadership. There is no one person who is going to 'change' our direction.

Until we quit hating the opposing party (that goes for Democrats and Republicans), no real solutions will come to fruition.

We need better leadership and we need it now! I don't care who the President is at this point. Clean house in the Congress and Senate, elect new officials, and get the head of the Financial Services Committee out of there!


Posted by Madhatter65 on October 2, 2008 at 8:50 a.m.

in response to JustBob

Personally I think our public schools, which we the taxpayers pay for, should be restructured and the core of our educational system should be "the Law".

After the fundamentals of "English" (reading, spelling, grammar, writing) have been taught all higher education on the subject of communication should revolve around the language of the law. Contracts, criminal and civil codes, etc. Our children, our future leaders, business persons and so on should know the language of law, so that they can easily understand the proposals that are put forth for vote and contracts that we find ourselves signing almost daily, so that our citizens are informed and can make sound choices.

Mathematics? Once these basics are taught the rest should revolve around economics. Our children should understand how our economy works and how it relates to them.

History and Social studies should again revolve around the law of the land. We should be teaching our kids about our laws, where they come from and why, and how to use them to defend themselves, as opposed to taking matters into their own hands with violence when they are frustrated. So that they understand what their representatives are doing and can call them on it.

These thing should be the core of education, these are the things that affect all of us and the law is what binds us, it represents our common beliefs and if our children understand it and how it is to be used and administered perhaps we can retake control of our government.


Posted by ann.galbertson on October 2, 2008 at 8:51 a.m.

in response to Buzz_Fledderjohn

AMEN!

Thank you.

Someone one else who can see that there are wrongs on both sides of the aisle.

These guys can be vicious. I got your back, man!


Posted by jrdsmiles on October 2, 2008 at 8:53 a.m.

Palin certainly does not seem to be the "quick study" her supporters claimed her to be. She has not demonstrated that any of the prep work stuck. Should be interesting tonight, I have the "under" on how long it takes for her to initially demonstrate her incompetence.


Posted by Buzz_Fledderjohn on October 2, 2008 at 8:56 a.m.

in response to Lee

Lee,

Most of the time, I don't understand one-issue voters.

Many of my friends are NRA voters -- they think the Second Amendment was put there by the founding fathers to protect their right to engage in their favorite hobby. That's all that matters to them, and that's how they vote.

Part of the reason why I'm an Independent instead of a Democrat is that I disagree with the Demos on abortion and guns. As much as I think that the notion of gun ownership for self-protection is a crock, I do believe that the 2nd Amendment protects the right to own guns.

And I think the federal government should leave abortion to the locals. If Alabama wants to ban abortion outright, let them do it. People could then move to the places with laws that map onto their values.

Buzz

P.S. I have a hard time believing that the doctor in your story didn't confirm the age of the fetus prior to the procedure. Sounds like a quack.


Posted by caltest on October 2, 2008 at 8:58 a.m.

in response to Cato

cato,
"It is horrible to watch the media denigrate her for the very things that make her great".

You have got to be kidding?
It is not the media denigrating her, whoever this famous media is, its her own party pointing out her incompetence, stupidy and ignorance.

Only 25% of americans think she is qualified for the position of VP. 25%!!!!!

and what exactly are the convictions she is staying true too?
honesty, truthfulness, morality?

When she said she didn't have to think about it for one minute when mccain asked her to be his running mate, should tell us everything about palin.

To not think about the responsibilities of being next in line to the most powerful position in the world! To not hink about her family responsibilities being the most important matters in her life! Yeah, she is true to her convictions.

palin is the achillies heel for john mccain.


Posted by jrdsmiles on October 2, 2008 at 8:58 a.m.

If anyone needs to know how wrong this bailout is look who the number one proponent is. Has George W been right about anything? He certainly isn't about this, if approved will improve the health of the Bush family investments. NO BAILOUT!


Posted by ann.galbertson on October 2, 2008 at 8:59 a.m.

in response to Madhatter65

I am going to argue two points on this, otherwise...pretty good.

Mathematics needs to go two directions. We need brilliant engineers/scientists and economists. --- Geeze, I never got along with my Econ teachers.

Our education system does need an overhaul, but it is currently clogged by limitations to fire teachers who are not performing. I will leave it at that, because we went through this yesterday : )


Posted by Tipsy on October 2, 2008 at 9:02 a.m.

Sarah Palin is the best thing to happen to SNL in a long, long time. I hadn't watched it in years. Tina Fey is dead ringer, and a majority of the material is written by Palin herself. Tonight should be a sneak preview.


Posted by ceejaycam on October 2, 2008 at 9:11 a.m.

How can anyone think this bailout (as written) is a good thing?...I am very disappointed in Obama and McCain for agreeing to it..I feel it is a huge mistake...that we will regret for many years to come..

We should all know by now that this rush to seal the deal..by the Bush bunch is very familiar...How has that worked for us in the past?? It hasn't..so why does Congress continue to fall for these scams to steal power and now from the U.S.Treasury..

With the fluctuating market many insiders are making bundles of money off this right now...yet the media only reports those who are losing stock value...WHY is that?

People are not thinking. They are frightened about the banks not loaning them money and the immediate credit crunch. I'm sure the freeze will end soon.. even if the bailout is not approved. This appears to be nothing more than a scare tactic.

Why can't everyone wait a week or two before buying a new car or taking out a loan? There are some people in a panic because they can't get a loan immediately..Yes indeed they have a hold on lending right now..to scare everyone into submission..

Why should the taxpayers pay billions for their mistakes...just so we can turn around and borrow more money from them at higher interest rates? It does not make sense...

Here is the opinion of Senator Feingold and why he voted against it:

"I will oppose the Wall Street bailout plan because though well intentioned, and certainly much improved over the administration’s original proposal, it remains deeply flawed. It fails to offset the cost of the plan, leaving taxpayers to bear the burden of serious lapses of judgment by private financial institutions, their regulators, and the enablers in Washington who paved the way for this catastrophe by removing the safeguards that had protected consumers and the economy since the great depression. The bailout legislation also fails to reform the flawed regulatory structure that permitted this crisis to arise in the first place. And it doesn’t do enough to address the root cause of the credit market collapse, namely the housing crisis. Taxpayers deserve a plan that puts their concerns ahead of those who got us into this mess."
-Senator Russ Feingold, October 1, 2008


Posted by GoGriz on October 2, 2008 at 9:20 a.m.

in response to Tipsy

Very funny!

Here is some information on public record about Palin and her continuing problems in Alaska. It's getting worse every day. She's got to be freaking out!

www.pubrecord.org//component/content/article/359.html


Posted by ann.galbertson on October 2, 2008 at 9:22 a.m.

in response to ceejaycam

Fundamentally, I don't agree with the plan. The missing link of this puzzle may be in the Chinese markets. Are they willing to renew Treasuries if nothing is done? Their investments currently fund our government's budget. -- I would need to hear more. Scary at best!

I would have to demand Fannie Mae and Freddie Mac being overhauled to give support.


Posted by Madhatter65 on October 2, 2008 at 9:30 a.m.

in response to ann.galbertson

First point, you are right, I just see that form being taught as electives, if a kid wants to be an engineer/scientist then so be it, instead of ceramics he takes calculus and trigonometry.

As to the other point, well public education is a government sponsored institution, we "the people" get to make the rules. Teachers should be compensated fairly and well, but we decide what is enough and if they can't get on board then fire em and start over. We got nothing to lose, system isn't working as is.


Posted by rocksquatter on October 2, 2008 at 9:42 a.m.

Palin experience is on par......I believe Gov. Reagon, and Gov. Clinton could identify forgien policy issues and discuss them in a direct frank way prior to their nominations. I'm rather sure I listened to both those Govs debate and discuss in multiple rallies and interviews domestic and forgien policy issues and policies easily and in non circular speech patterns. Alaska has oil but beyond that it is not a world power with a world ranking in the top 10 such as California.

I take exception to Ms Palin's referecnce to me...as "Joe six pack" it implies to me that she views most American's as beer drinkers...like a 6 pack a day type beer dirnker. I'm not really comfortable with a political leader who hold that image of me.


Posted by ann.galbertson on October 2, 2008 at 9:42 a.m.

in response to Madhatter65

Agreed. That is just not how it works now.


Posted by ceejaycam on October 2, 2008 at 9:44 a.m.

in response to ann.galbertson

Yes international markets are a consideration...and I certainly don't fully understand how all this works...but it seems to me that there is no regulation nor protection for us...in this plan...only the burden of more debt! This added debt along with everything else paints a very bleak picture for our future..

I have to wonder who in Washington is representing our best interests? So far I don't see either side of the aisle..doing anything to help the economy in the long run...

We are sinking and now our lenders (China Japan etc.) have cut off the credit...and the money is spilling out and nothing going in..We have to plug the holes at some point...

Iraq is a great place to start! However we are there to stay..and it doesn't matter who is elected we won't be leaving Iraq...and we will continue on with more wars..

There will be an escalation in Afghanestan and no doubt Pakistan ( our great ally who is ripping us off) and then on to Iran..The plan won't change..But I have to wonder where all this money will come from?


Posted by john on October 2, 2008 at 9:44 a.m.

in response to Cato

Cato

She's barely coherent. In fact, she isn't coherent.
"Couric: - And when it comes to establishing your worldview, I was curious, what newspapers and magazines did you regularly read before you were tapped for this to stay informed and to understand the world?

Palin: - I''ve read most of them, again with a great appreciation for the press, for the media.

Couric: - What, specifically?

Palin: - Um, all of them, any of them that have been in front of me all these years.

Couric: - Can you name a few?

Palin: - I have a vast variety of sources where we get our news, too. Alaska isn''t a foreign country, where it''s kind of suggested, "Wow, how could you keep in touch with what the rest of Washington, D.C., may be thinking when you live up there in Alaska?" Believe me, Alaska is like a microcosm of America."

That would be NO, I can't name a single one.

Sounds JUST like Bush, a provincial bit of intellectual incuriosity of no depth at all.
Her awareness of supreme Court decisions is just as vast.

Or:

"Palin: I can give you examples of things that John McCain has done, that has shown his foresight, his pragmatism, and his leadership abilities. And that is what America needs today.

Couric: I''m just going to ask you one more time - not to belabor the point. Specific examples in his 26 years of pushing for more regulation.

Palin: I''ll try to find you some and I''ll bring them to you."

Truly, spectacularly, mediocre.

OR
"Couric: Well, explain to me why that enhances your foreign-policy credentials.

Palin: Well, it certainly does, because our, our next-door neighbors are foreign countries, there in the state that I am the executive of. And there…

Couric: Have you ever been involved in any negotiations, for example, with the Russians?

Palin: We have trade missions back and forth, we do. It's very important when you consider even national security issues with Russia. As Putin rears his head and comes into the air space of the United States of America, where do they go? It's Alaska. It's just right over the border. It is from Alaska that we send those out to make sure that an eye is being kept on this very powerful nation, Russia, because they are right there, they are right next to our state. "

Turns out the ONLY foreign country she has ever dealt with is CANADA.

Russia hasn't flown over Alaska.
She is on record as thinking the Flintstones is a reality TV show.
No nuclear codes for her.


Posted by ann.galbertson on October 2, 2008 at 10:03 a.m.

in response to ceejaycam

I have no argument there. I do respect our leaders who have voted, "nay". I am merely saying I would need to sit it on the meetings to fully understand. There must be a piece of the puzzle the public doesn't know --- there again scary.

If people like yourself, Madhatter, and I could get more people to come together to work on solutions, our country would be much better off.

John...your comments are predictible.


Posted by john on October 2, 2008 at 10:10 a.m.

Fred Thompson:
"Sarah Palin couldn't name a Supreme Court case that she disagreed with because she had yet to be given a "list of cases to see," Fred Thompson explained Thursday, on the Early Show with CBS."

Doesn't come to mind that the Exxon case screwed Alaskans and she spoke on it just a few months ago. She couldn't even recall it. Not ONE case other than Roe v. Wade. She has no breadth.
She is a shallow person who answers questions just like that beauty queen we all laughed at last year.
She is a punchline. They didn't even have to edit what she said for Tina Fey to bring down the house with it.
Truly a joke. I can't wait for this Saturday Night Live.

This is what the right has to do, make EXCUSES for her.

mk, they have a job opening.


Posted by john on October 2, 2008 at 10:11 a.m.

in response to ann.galbertson

Doesn't make them any less applicable or true, does it?


Posted by thehermit on October 2, 2008 at 10:26 a.m.

in response to john

The only thing you know about Sara Palin is what you have been sold by the media and looney tune blogs you read...the same ones that are sell you the Obama con job.;;Emotional needy people need the Kool Aid...lol


Posted by john on October 2, 2008 at 10:34 a.m.

Here go watch:

http://www.cbsnews.com/stories/2008/10/01/eveningnews/main4493062.shtml

Please remember that the question is about ANY other decision than Roe v Wade.

"Couric: What other Supreme Court decisions do you disagree with?

Palin: Well, let's see. There's, of course in the great history of America there have been rulings, that's never going to be absolute consensus by every American. And there are those issues, again, like Roe v. Wade, where I believe are best held on a state level and addressed there. So you know, going through the history of America, there would be others but …

Couric: Can you think of any?

Palin: Well, I could think of … any again, that could be best dealt with on a more local level. Maybe I would take issue with. But, you know, as mayor, and then as governor and even as a vice president, if I'm so privileged to serve, wouldn't be in a position of changing those things but in supporting the law of the land as it reads today."

Huh?

That might get you Miss Wasilla, but it would be laughable in a high school civics class.

Fred thinks she didn't get the list.
ROFLMAO!!!

I can't wait until Saturday Night. Tina Fey is going to ROCK. Palin the punchline will provide the material.
Maybe she can get an EMMY for comedy writing as a consolation prize.

This is who McCain thinks can run the country.
What else do you need to know about his judgement?


Posted by ann.galbertson on October 2, 2008 at 10:34 a.m.

I have reservations about Palin's television appearance and her lack of depth in answers. I also thought their was a great comparison yesterday to her performance and Katie Couric's first couple months on the job. She was horrible and still holds the lowest television ratings.

I have seen Palin's previous debates and am hopeful she will do just as well tonight as she did then.

And, I also would suggest she go after Biden and have his true temperment surface.

While I think Obama is a likeable person, I have less than favorable opinions of Biden. I think he would be a horrific leader for our country.

With that said, I will not debate snip clips of Palin's interviews. I would be happy, however, to come back on-line this evening and discuss the debate.

You need to watch it and listen to the issues and come back with less than your usual far left-wing pocket discussions.


Posted by john on October 2, 2008 at 10:36 a.m.

in response to thehermit

All I have to do is LISTEN to her.
That is what quoting is about. Her words. They speak for themselves.

The media has cut her tremendous slack, I think. They should have laughed her right out of the race.


Posted by ann.galbertson on October 2, 2008 at 10:37 a.m.

in response to john

john. p.s.

Most people don't watch CBS because of their far left affiliation.


Posted by Iamafreethinker on October 2, 2008 at 10:40 a.m.

As much as Sarah is inexperienced, Obama is more so. (Don't forget, he is running for president, not VP.) Per a previous post, the last time we elected a president because "we needed change" we got CARTER. Jimmy Carter might be a nice guy but he was certainly one of the worst presidents in the 20th century. I personally find it too scary to elect someone with the poor level of experience that Obama has just for "change". Perhaps in 2028 but not now.


Posted by codgertater on October 2, 2008 at 10:45 a.m.

in response to john

Why wait for Saturday Night Live?

I'm going to tune in tonight - gotta go out and find me some moose jerky and some Alaskan beer and settle in for a laff riot watching Sarah imitating Tina imitating her.
Oh maybe I'll switch back and forth with the Boston - Angels game (go Bo Sox!). Or maybe I'll see if I can make that picture within a picture thing work so I can watch both.
Must see TV!


Posted by john on October 2, 2008 at 10:48 a.m.

in response to ann.galbertson

Plain's performance has little to do with Couric. She simply isn't up to the task at hand. A second stringer at best. You can excuse it all you want, it is beyond help.

The depth of the interview is of far greater value than 90 second soundbites in a this debate.

Her previous debates were full of slogan type answers.

SHALLOW.


Posted by rcalexia on October 2, 2008 at 10:48 a.m.

Warren Buffet, world-renowned for his superior analytical skills, believes the 'bail out' is essential for the good of us all. He also believes we the people could ultimately profit from the purchase of these distressed mortgages. I find that a comforting contrast to those who eagerly condemn that which they admittedly do not understand.


Posted by Tipsy on October 2, 2008 at 10:53 a.m.

in response to mk

I'm not a leftist, so I'm probably hardly qualified to respond but here it goes:

It's not Palin that scares me, it's the McCain voters who share Palin's social policies that scare me.

I'm voting neither McCain nor Obama, watching the sitcom formerly known as "debates" tonight will not change that for me.


Posted by codgertater on October 2, 2008 at 10:56 a.m.

in response to codgertater

Oh wait - correction time.
Sox and Angels NOT playing tonight - what? they play one game and get a day off??
I know - it is a TV thing.

So it'll be Brewers vs Phillies - go Phillies!

And Biden vs Palin - go . . . aw, who cares?


Posted by GoGriz on October 2, 2008 at 10:58 a.m.

in response to mk

The leftists are scared of her? OMG that is the funniest thing I've heard in a long time!!!

Where on earth did you get that idea? Even some conservatives are saying she should recuse herself.


Posted by ann.galbertson on October 2, 2008 at 11:05 a.m.

in response to john

Your answers are typically shallow, as well.

I have read Obama's website and his plans, and I have thoroughly analyzed his plans. His plans are grand, in nature, but the numbers don't pan out. It is through rose tinted glasses he sees.

My position is, as I stated in an earlier post, no one person or party is going "change" our nation.

My question to you is what is it that you think he will change not what his website says will change.

My other questions is do you really feel Biden should lead our country.

I would expect your answer to be something like...Anything is better than Bushco for the last eight years and I certainly think Palin should be laughed out of her nomination.

In reality, John McCain is not Bush. However, it makes for great "talking points".

What we should all be doing is working on electing new representatives for the House and Senate.

Let's get Obama in as President, so the Democrats can take the heat for the next four years - he will get picked apart, too.

Then, let's clean out all the representatives that have been serving for more than two terms and start fresh. But, they can not all be Democrats!

Can you work with that?


Posted by esquire23 on October 2, 2008 at 11:23 a.m.

IGNORANCE IS BLISS

The Democrats in Congress are the masterminds of the corruption in Freddie Mac and Fannie Mae. Barney Frank and Chris Dodd should be in jail, Bill Clinton's associates Franklin Raines and Daniel Mudd (CEO's of Fannie) should be prosecuted as well. Any Republicans who hopped on the train of corruption need to pay as well.

However, the corruption that led to this financial crisis is solely due to the socialists in Congress, who mandated and forced lending institutions to make bad loans to illegal's and others who could not qualify for a loan like the rest of us.

Barney and Chris have pulled off the greatest caper known to mankind. Squander 700 Billion dollars to promote the socialist idealogy, and then, use it 30 days before an election to help get a socialist elected. All the while, shift blame onto others, and appear as the ones who are going to fix the problem. Duped, Duped, and Duped.

Obama supporters want change, well, get ready for more change like the current crisis created by the Democrats.

The top 10% earners in this Country ($100,000 up) pay in 70% of all taxes taken in by the Federal Reserve. Based on their report for 2007.

Obama doesn't think they pay enough, maybe they should pay 100%? Obama is going to make life better for everyone, for he will promise everyone a new car every year, a new house, maybe a vacation to Iran as well!

Reverend Wright, Bill Ayres, Luis Ferrakahn, all of Obama's nice friends, who cares that they are racists who hates this Country, who cares that Obama associated with them for twenty years, just so long as Obama will take care of all my needs by stealing money from those who make over 32 thousand dollars a year, the top 50 percent of earners who pay 99% of all taxes taken in.

Wake up out there, use your intellect, not emotions, Obama is going to destroy this Country, he's already proven it by his affiliation with Daniel Mudd.


Posted by Coach on October 2, 2008 at 11:51 a.m.

in response to ann.galbertson

"What we should all be doing is working on electing new representatives for the House and Senate."

Quite laughable. What will that do? Put another bunch of lobbyist controlled politicians in Washington!

The answer HAS AND HAS ALWAYS BEEN publicly funded elections. ONE person ONE vote. Individual power over our government should not be determined by your wealth. In other words, the problem is the system that we've allowed, a monetary/political climate that flies in the face of democracy. Under this system it is not a matter of IF those with money will have laws tipped to their favor, but rather WHEN.


Posted by Coach on October 2, 2008 at 11:57 a.m.

in response to ann.galbertson

Oh, Anne. Please don't defend Palin. She is the result of an embarrassing political stunt perpetrated by a desperate John McCain. Many of us here are more educated and knowledgeable than Palin. Not to mention, she and McCain are emotionless because their agendas are not heartfelt and have no vision for our future.

I find it quite sad to see seemingly educated people swayed by such obvious political ineptitude.

As Don King says, "Only in America!"


Posted by Madhatter65 on October 2, 2008 at 11:58 a.m.

in response to Coach

I agree, our elections process is corrupt. We need to find away to put all perspective candidates on a level playing field, and then hold them accountable. This is the age of the internet, they should have a site where we can go to review what is going to be voted on, a mechanism (email) that we can send our perspective to the representative through, and then the rep should have to provide and explanation as to why he or she voted yea or nay or why they weren't there, or abstained.


Posted by ann.galbertson on October 2, 2008 at 12:07 p.m.

in response to Coach

Coach...you have a point to an extent.

If you scroll up, you will find my comments about the lack of qualified people in office, because of our election procedures. I am all for not having career politions. Ie. those who make a profession out of being a politician.

In looking for "change", we must look at new solutions.

I think your distaste for our election process is shared by many.

However, we should not hate people who have money. I know a couple millionaires and they did not get there by working 40 or 50 hours per week. They worked much more and dedicated their life to work, missing out on the simple pleasures the rest of us enjoy. There are exceptions to the rule; those that have been handed money, but I don't know any.


Posted by ann.galbertson on October 2, 2008 at 12:10 p.m.

in response to Coach

Read that again.

I did not defend Palin. I questioned her abilities.


Posted by Coach on October 2, 2008 at 12:22 p.m.

in response to ann.galbertson

Then you know different wealthy people than I know. I don't work hard and neither do most I know. Many of them receive inheritance or available capital at an earlier age. As for me, I figured out long ago that trading hours for dimes is no way to get rich! Hard work to get wealthy is a myth, perpetuated by the wealthy!lol

I don't despise anybody for their wealth. It is not even corporate Americas fault that laws allow them to do whats in their best monetary interests. But that doesn't change the fact that is it very damaging to the rest of us!

In Americas political climate you MUST out spend your opponents. Statistics show that the more you spend, your chances of getting elected go up dramatically. That's a sad statement on Americans in general. Fresh faces won't matter. There are many in Washington, already, who are not happy with the process.

We must change the campaign finance rules at both the state and federal levels.


Posted by ann.galbertson on October 2, 2008 at 12:31 p.m.

in response to Coach

Okay...hang tight and let me try to weed through this...

1) You and I agree on elections and its climate.
- Too much money involved
- Too much media persuit of the candidate's personal life.
- Campaign finance rules need to be reformed. McCain-Feingold was just a dent.

2) You think all 'RICH' people inherit money and get richer because they trade all day?
- If that is the case, you have led a very sheltered life.
- I could name a couple local individuals who were not handed a dime and worked with their hands earning a living, building a company, and taking on the risk of now employing 150 families in our community. They also are generous and donate to many local charities and community programs.